How to get nursing home paid by Medicaid
Nursing home paid
Nursing home costs can be outrageous. Sometimes the funds are just not available to cover the cost of the second round-the-clock nursing home. Fortunately, Medicaid is available to help with old-age spending for qualified low-income individuals. Even though Medicaid is a federally funded program, each state has its own eligibility and application requirements. Your application must be submitted in your state to the appropriate Medicaid office. If you need help getting the place, visit the US Department of Health and Social Services website.
- Comply with eligibility requirement. No matter what condition you live in, you should be considered at least 65 years old or disabled or blind to Medicaid coverage for nursing homes.
- Meet the revenue requirements. There are certain guidelines that income Medicaid applicants must meet. For example, in Georgia a suitable person may not exceed $ 2022 per month. Most of your income will have to be applied towards old-age expenses. You are allowed to keep a small amount of your income each month. In Connecticut, old-age residents can keep $ 69 a month for personal needs.
- Meets the asset limits. Individuals cannot have more than $ 2000 in countable assets. A few starts from a nursing home are not allowed to exceed $ 3,000. Exempt assets include your home, primary vehicle and personal belongings. Most countries don’t allow you to “spend down” your assets if you exceed the acceptable amount.
- Choose an old age home approved by Medicaid. Before starting an old age home, check with Medicaid. Contact your local Medicaid office and name the old age home.
- Apply for Medicaid coverage. You will need to complete the application for Medicaid coverage. Many hospitals have Human Services caseworkers who take Medicaid applications. If you are currently in a retirement home, the staff will be able to assist you with the application process. Your finances must be verified before approving your application. Prepare to submit documents to show assets and income, such as bank account statements and mortgage deeds.
- Legal Aid Association of Central Tennessee and Cumberlands: To Medicaid to Pay for Nursing Home Services
- Georgia Department of Community Health: Eligible Criteria
- AXA Aquitable: Medicaid eligible for nursing home